budgeting for a new puppy

Mar 22, 2025

When you think about getting a new puppy — or acquire one like I did — you know they have to eat; therefore, you plan for the cost of food. You know you’ll need a collar and leash, a few toys… blah blah blah… all the standard stuff. What you don’t plan for in your budget will far outweigh what you think you’ll spend.

Every pet owner should know…

Puppy Hugo

  • Dogs shed, are dirty, and will poop and pee on your flooring (until housebroken) when kept inside.
    • Buy a great vacuum, add in the cost of laundry detergent, cleaning supplies, and electricity.
  • Vet bills will be monumental — if they get sick, add another big stack of coin.
    • Flea/tick monthly pills, gas to get your pet to the vet, other medicine, shots, ect.
    • Spay/neuter
    • Regular vet checks, dental care, vaccinations, etc.
  • Crate — can’t leave them home alone for a good amount of time.
  • Take a vacation? You’ll need boarding or a pet sitter and neither are cheap.
  • Although you will buy toys, puppies just tear up shit. Dharma ate a $2K mattress, Merida destroyed more stuff than I could begin to name including expensive shoes, and Hugo eats at least one pair of footies per day — no matter where you hide them. He’s also destroyed a couple nice throw pillows and made holes in most every throw I own.

Is it worth it?

The American Kennel Club says that owning a medium sized dog will cost you right at $2,700 per year. USA Today says that amount is $4,512 per year. The Pet Clinic says that amount is $6,355. Pet Budget says over the life of your dog you should expect to spend $21,200. I say none of those amounts are high enough to even sniff accuracy.

It’s worth it to me — take my money!

Merida is worth it!


Now you know: Rhode Island Hospital was fined $50,000 and reprimanded by the state Department of Health after brain surgery was performed on the wrong side of a patient’s head three times in 2007. The state also ordered the hospital to develop a neurosurgery checklist that includes the location of the surgery.